For Buyers
Buying a home? Buying a home is an exciting time in one's life. As your real estate professional, I will provide you with loyal representation utilizing my experience and knowledge of Rhode Island’s real estate market. I will effectively represent your individual needs by monitoring real estate market trends; provide you valuable advice, counsel and assistance to insure the process of buying the home that best suits you and your family is a smooth and positive experience.
For your convenience, I can also provide listings by email.
I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your specified criteria; provide you with the information about prospective communities including real estate market data, school reports and neighborhood/community information which will allow you to make informed decisions.
- Guide you through the entire home buying process, identifying homes to view, providing you with mortgage resources so you may obation the best financing available. Provide guidance through the inspection and appraisal process
- Assiting you with offers by providing market data for the area and comparaple property information; strategize responses such as; counter offers, contingencies, etc. Always negotiate in your best interest to ensure you get the best deal possible.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. Calculate your mortgage payments.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Please contact me at: ken@kenfarrelly.com
